Halifax, TSB, Skipton Building Society and several other UK lenders specifically require an independent RICS-qualified surveyor to inspect your loft after spray foam removal. We can arrange this through our panel of West Yorkshire RICS surveyors at the same time as we plan your removal — saving weeks of back-and-forth. The RICS report confirms timber condition, ventilation, and that all foam has been removed. It's the gold-standard document underwriters look for. Adds £500-1,500 to the project depending on property size.
Soft, flexible foam — quick to identify, faster to remove.
Dense, rigid foam bonded to timbers — needs careful work.
Lender-approved 270mm mineral wool, fitted same week as removal.
What lenders actually accept — not a generic invoice with a logo.
Full debris clear-out and timber treatment after foam strip-out.