We specialise in Halifax-compliant spray foam removal across West Yorkshire. Two to three days on site, lender-accepted paperwork pack, RICS sign-off where Halifax requires it.
Halifax operates a complete ban on properties with spray foam insulation in the loft. The policy applies across the entire Lloyds Banking Group — Lloyds Bank, Bank of Scotland, and Scottish Widows mortgages all enforce the same restriction. Halifax requires full professional removal and a mortgage-compliant paperwork pack before any application will be progressed. There are no exceptions for foam type, age of installation, or BBA certification status.
Also affected: Lloyds Bank, Bank of Scotland, Scottish Widows.
Last reviewed: 2026-04. Lender policies change — call us to confirm.
We come out within 48 hours, measure the foam, identify open vs closed cell, check timber condition. Written quote within 24 hours.
Full strip-out — every last piece. Site protection, waste disposal included. Most jobs done in 2-3 days.
Photo report, timber-condition assessment, ventilation confirmation, completion certificate. Independent RICS sign-off available.
Submit our paperwork pack to your lender or solicitor. If they ask for more, we provide it free of charge.
Free survey within forty-eight hours. Written quote within twenty-four. Job done in two to three days. Paperwork Halifax's underwriters expect.
