We specialise in Virgin Money-compliant spray foam removal across West Yorkshire. Two to three days on site, lender-accepted paperwork pack, RICS sign-off where Virgin Money requires it.
Virgin Money won't progress a mortgage application on a property with spray foam insulation. The lender accepts the standard post-removal paperwork pack with independent RICS sign-off. Clydesdale Bank applications follow the same policy.
Also affected: Clydesdale Bank.
Last reviewed: 2026-04. Lender policies change — call us to confirm.
We come out within 48 hours, measure the foam, identify open vs closed cell, check timber condition. Written quote within 24 hours.
Full strip-out — every last piece. Site protection, waste disposal included. Most jobs done in 2-3 days.
Photo report, timber-condition assessment, ventilation confirmation, completion certificate. Independent RICS sign-off available.
Submit our paperwork pack to your lender or solicitor. If they ask for more, we provide it free of charge.
Free survey within forty-eight hours. Written quote within twenty-four. Job done in two to three days. Paperwork Virgin Money's underwriters expect.